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	<title>financeobserver.com &#187; Retirement</title>
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		<title>Retiring with a Traditional IRA</title>
		<link>http://www.financeobserver.com/featured/retiring-with-a-traditional-ira/</link>
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		<pubDate>Thu, 27 Aug 2009 18:57:04 +0000</pubDate>
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		<description><![CDATA[Investing money for the future is an important financial decision, and there are many different avenues for long-term investing. One of the most popular ways to prepare for the future is the traditional Individual Retirement Account (IRA). An IRA is similar to a 401(k) in that it is a deferred payment account, which has several advantages. ]]></description>
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		<title>The History and Benefits of Social Security</title>
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		<pubDate>Thu, 27 Aug 2009 18:55:00 +0000</pubDate>
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		<description><![CDATA[The US social security program dates all the way back to the Great Depression when President Roosevelt signed the New Deal. As part of the New Deal, Social Security was set up as an insurance program to ensure the senior citizens would have an income. Social Security also included unemployment benefits and child welfare. ]]></description>
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		<title>Retiring with a Roth IRA</title>
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		<pubDate>Thu, 27 Aug 2009 18:53:07 +0000</pubDate>
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		<description><![CDATA[In 1997, the government reduced many federal taxes as part of the Taxpayer Relief act of 1997. One of the proponents of this act was a Delaware Senator named William Roth. He introduced the idea for the Roth Individual Retirement Account (IRA). The main benefits to the Roth IRA are the revised tax rules that let the Roth IRA be more flexible in some ways than the traditional IRA.]]></description>
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		<title>The Basics of Annuities</title>
		<link>http://www.financeobserver.com/featured/the-basics-of-annuities/</link>
		<comments>http://www.financeobserver.com/featured/the-basics-of-annuities/#comments</comments>
		<pubDate>Thu, 27 Aug 2009 18:50:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[When planning for your retirement and future, you have several options to help secure your financial situation. There are traditional IRAs, Roth IRAs, 401(k)s, Social Security and even annuities. Investing in annuities can actually help you supplement other income once you reach retirement age. ]]></description>
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		<title>401(k) – Smart Planning for the Future</title>
		<link>http://www.financeobserver.com/featured/401k-%e2%80%93-smart-planning-for-the-future/</link>
		<comments>http://www.financeobserver.com/featured/401k-%e2%80%93-smart-planning-for-the-future/#comments</comments>
		<pubDate>Thu, 27 Aug 2009 18:48:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Whether retirement is five years down the road or 40 years down the road, it’s wise to have a financial plan in place. That’s why many employers offer what is called a 401(k) plan. The term 401(k) comes from a tax code within the IRS.]]></description>
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